- YOUR USE OF THE WEBSITE
- FINANCING, ADVICE AND CONTENT
The content and materials SLA provides is for general information only, DOES NOT constitute financial, legal, or tax advice, and is not intended to be relied upon by users in making (or not making) financial decisions. Such Website content and materials are not personal to you and does not take into account your personal circumstances. Any personalized content is only provided to those who have individually signed up for a consultation by executing SLA’s Consult Agreement. SLA does not assess the suitability or appropriateness of any financing option in light of your personal circumstances, including your knowledge and understanding, financial strength, tax liability or appetite for risk.
SLA does not act as an investment advisor or advocate the purchase or sale of any lending, investment or financial products or services. If you need guidance on interpreting the materials and content on the Website given your personal circumstances, you should seek independent advice from appropriate qualified professionals.
The information generally available on the Website DOES NOT constitute recommendations, solicitations, or offers to buy or sell any lending products, financing services, securities, options, other financial instruments or other assets, or provide any investment advice or service. SLA tries to ensure that the content and materials are up to date and accurate, but SLA does not guarantee the accuracy of the information. Users are encouraged to perform their own research, investigation and due diligence.
- YOUR COMMUNICATIONS
You are responsible for your own communications using the Website. You may not:
- communicate material that is copyrighted, reveals trade secrets, infringes on any other intellectual property rights of others;
- communicate material that is obscene, defamatory, threatening, harassing, abusive, hateful, or embarrassing to any person or entity;
- communicate material that constitutes or encourages illegal activities or otherwise violates federal, state, or local criminal or civil laws.
You further understand and acknowledge that messages or communications posted on the Website should not be considered financial advice, and are not intended to replace the services of financial professionals or other qualified professionals. SLA does not endorse and is not responsible for such messages or communications of third-parties and SLA does not warrant or condone the accuracy, completeness, or viability of any such messages or content posted by others. SLA shall not be liable for the messages or communications posted by third-parties.
SLA reserves the right to block, delete or stop the uploading of materials and communications that it in its sole discretion finds unacceptable for any reason. If your right to use this Website ends, you shall make no further use of this Website or any information obtained from this Website.
- LINKING TO OTHER SITES
From time to time we will provide links to other websites, not owned or controlled by SLA. We do this because we think this information might be of interest or use to you or where, as a user, we can provide you with value-added services. While we do our best to ensure your privacy, we cannot be responsible for the privacy practices of other sites. A link to a non-SLA website does not constitute or imply endorsement by SLA. Additionally, we cannot guarantee the quality or accuracy of information presented on non-SLA websites. We encourage you to review the privacy practices of any website you visit.
- APPROPRIATENESS OF CONTENT
Although this Website and its links may offer general information this Website does not solicit or accept information from any person younger than 18 years of age. This Website is not intended to attract children under the age of 18.
- NO LIABILITY FOR COMPUTERS AND NETWORKS USED TO ACCESS YOUR ACCOUNT
We are only responsible for the security of the computer systems we own and operate. SLA shall have no liability for information about you stored or recorded by any computer or mobile device or any network, whether public or private, that you may use to access the Website.
- ACCEPTABLE USE
You agree not to access or use the Website for an unlawful or illegitimate purpose. You shall not attempt to disrupt the operation of the services or the Website. You shall not attempt to gain unauthorized access to any user accounts or computer systems or networks.
- OPERATION AND RECORD RETENTION
SLA reserves complete and sole discretion with respect to the operation of the Website. SLA may withdraw, suspend or discontinue any functionality or feature of the services. SLA is responsible for maintaining data arising from use of the services, but does not warrant the accuracy or completeness of the data stored. SLA reserves the right to maintain, delete or destroy all communications and materials posted or uploaded to the Website pursuant to its internal record retention and/or destruction policies.
- INTELLECTUAL PROPERTY
All of the content available on or through the Website is the property of SLA or their licensors, and is protected by copyright, trademark, patent, trade secret and other intellectual property laws. You agree not to reproduce, retransmit, distribute, disseminate, sell, publish, broadcast, or circulate the content received using the Website communication tool to anyone. All materials made available for download from the Website is the copyrighted work of SLA or its licensors. All other brands and names are the property of their respective owners. Nothing contained on the Website should be construed as granting any license or right to use any trademark displayed on this site without the express written permission of SLA, or any other party that may own the trademark.
- DIGITAL MILLENNIUM COPYRIGHT ACT
SLA respects the intellectual property of others and expects users of the Website to do the same. If you believe that your copyrighted work has been copied in a way that constitutes copyright infringement and is accessible on this site or through this service, you must provide the following information when providing notice of the claimed infringement to SLA:
- Information reasonably sufficient to permit SLA to contact you, such as a telephone number and/or electronic mail address; and
- A statement that you have a good faith belief that the use of the material is not authorized by the copyright owner, its agent or law.
The above information must be submitted as a written notification to SLA through SLA Customer Support by emailing us at [email protected].
- LIABILITY OF SLA AND ITS LICENSORS AND SUPPLIERS
Limitation of Liability. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, SLA, AND ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, AGENTS, AFFILIATES, AND ITS LICENSORS, PRESENTERS, AND SUPPLIERS AND THEIR PARENTS, SUBSIDIARIES, AFFILIATES, SUPPLIERS AND THEIR OFFICERS, DIRECTORS, AFFILIATES, SUBCONTRACTORS, AGENTS AND EMPLOYEES (INCLUDING, FOR THE PURPOSES OF THIS ENTIRE SECTION, ALL PROVIDERS OF CONTENT FOR THIS WEBSITE) (COLLECTIVELY “RELEASED PARTIES”) EXCLUDE AND DISCLAIM ALL LIABILITY, AND SHALL NOT BE LIABLE TO YOU, UNDER ANY CIRCUMSTANCES OR UNDER ANY THEORY OF LIABILITY OR INDEMNITY, WHATEVER NATURE AND HOWSOEVER ARISING, FOR ANY DAMAGES OR PENALTIES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DIRECT, GENERAL, SPECIAL, INCIDENTAL INDIRECT, EXEMPLARY, PUNITIVE AND CONSEQUENTIAL DAMAGES, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA, BUSINESS INTERRUPTION, OR OTHER LOSSES OF ANY KIND OR CHARACTER) EVEN IF THE RELEASED PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES, ARISING OUT OF OR IN CONNECTION WITH THE USE OR INABILITY TO USE THIS WEBSITE OR THE CONTENT. THIS LIMITATION OF LIABILITY APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR ANY OTHER BASIS.
IF ANY PART OF THIS LIMITATION OF LIABILITY IS FOUND TO BE INVALID OR UNENFORCEABLE FOR ANY REASON, THEN THE AGGREGATE LIABILITY OF THE RELEASED PARTIES FOR LIABILITIES THAT OTHERWISE WOULD HAVE BEEN LIMITED SHALL NTO EXCEED TEN DOLLARS ($10.00).
No Warranties; Disclaimers. SLA MAKES NO REPRESENTATIONS OR WARRANTIES WITH RESPECT TO THE WEBSITE, SERVICES, CONTENT AND ALL OTHER INFORMATION AVAILABLE ON OR PROMOTED THROUGH THIS WEBSITE. THIS WEBSITE AND ALL OF ITS CONTENT (INCLUDING MESSAGES OR COMMUNICATIONS BY THIRD-PARTIES) ARE PROVIDED ON AN “AS IS,” “AS AVAILABLE” BASIS, WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND OR NATURE. TO THE FULLEST EXTENT PERMITTED BY LAW, RELEASED PARTIES (DEFINED ABOVE) DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, NONINFRINGEMENT OF THIRD PARTIES RIGHTS, OR FITNESS FOR A PARTICULAR PURPOSE. TO THE FULLEST EXTENT PERMITTED BY LAW, THE RELEASED PARTIES DISCLAIM ALL REPRESENTATIONS AND WARRANTIES ABOUT THE SECURITY AND OPERATION OF THIS WEBSITE, AND THAT ANY TRANSMISSIONS OR ACCESS TO OR FROM WEBSITE WILL BE FREE OF ANY HARMFUL COMPONENTS (INCLUDING VIRUSES).
THE RELEASED PARTIES MAKE NO REPRESENTATIONS OR WARRANTIES THAT THE INFORMATION IN, OR LINKS OR SEARCHES CONDUCTED THROUGH THIS SITE ARE COMPLETE, EXHAUSTIVE, RELIABLE, CURRENT OR ACCURATE.
Without limiting the generality or effect of other provisions of this Agreement, as a condition of use, You agree to indemnify and hold harmless SLA, and its members, managers, officers, employees, agents, affiliates, and its licensors, presenters, and suppliers and their parents, subsidiaries, affiliates, suppliers and their officers, directors, affiliates, subcontractors, agents and employees (collectively, “Indemnified Parties” and each, individually, an “Indemnified Party”) against all costs, expenses, liabilities and damages (including attorney’s fees) incurred by any Indemnified Party in connection with any third party claims arising out of: (i) your use of the Website and/or your receipt of services; (ii) your failure to comply with any applicable laws and regulations; and (iii) your breach of any of your obligations set forth here. You shall not settle any such claim without the written consent of the applicable Indemnified Party.
SLA is based in Salt Lake County, State of Utah in the United States of America and makes no claims that the content and information included at this site is appropriate or may be downloaded outside of the United States. Access to the content and information included at this site may not be legal by certain persons or in certain countries. If you access this site from outside the United States, you do so at your own risk and are solely responsible for compliance with the laws of your jurisdiction and any other applicable laws.
Use of this site and the Website constitutes your agreement to receive all such notices electronically.
If you have questions and comments, or if you believe that your confidentiality has been breached or that any of your communications have been intercepted, or you wish to notify us regarding a suspected violation of these terms, please contact Customer Support by email at [email protected].