CALIFORNIA PRIVACY RIGHTS
(updated 03/2021)
The following notice supplements the Privacy Policy of StudentLoanAdvice.com and its managers, members, officers, employees, agents, affiliates, coaches, and representatives (collectively “SLA”) for California residents pursuant to the California Consumer Privacy Act (“CCPA”), Cal. Civ. Code 1798.100, et seq. It provides certain required disclosures about our treatment of information belonging to California residents and sets forth certain privacy rights that are applicable if you are a California resident.
DISCLOSURES
In addition to the information provided in the SLA Privacy Policy, in compliance with the CCPA, SLA further discloses as follows:
- In the preceding 12 months, SLA has collected personal information in the following categories: personal identifiers, contact Information, commercial information, credit or debit card account information, demographic information (e.g. gender and age), internet or network activity information, geolocation data, audio, electronic, visual or similar information, and inferences drawn therefrom.
- The sources of personal information that we collected are: SLA website users, directly from users, third party sites or platforms that you link with your account, analytics tools, social networks, advertising networks, and trusted sources who update or supplement information we hold about you.
- The business and commercial purposes of collecting personal information are described in the SLA Privacy Policy.
- In the preceding 12 months, SLA has disclosed for business purposes personal information in the following categories: personal identifiers, contact Information, commercial information, credit or debit card account information, demographic information (e.g. gender and age), internet activity information, geolocation data, audio, electronic, visual or similar information, and inferences drawn therefrom. SLA has disclosed the foregoing to third parties only as described in the SLA Privacy Policy.
- In the preceding 12 months, SLA has “sold” (as that term is defined in the CCPA) the following categories of personal information: Identifiers/Contact Information, internet or network activity information, and inferences drawn therefrom. Such information category was sold to advertising networks, data analytics providers, and social networks.
- The business or commercial purposes of “selling” personal information is for third party companies to perform marketing, advertising, public engagement and other related services for SLA.
- SLA does not “sell” personal information of individuals known to SLA to be minors under 16 years of age.
RIGHT TO OPT OUT OF SALE OF PERSONAL INFORMATION
As a California resident, the CCPA gives you the right to “opt out” of the “sale” of your “personal information” to “third parties” (as those terms are defined in the CCPA). SLA’s Privacy Policy sets forth the limited circumstances under which SLA may share your information with third parties.
SLA’s Privacy Policy provides you with certain controls and choices regarding our collection, use, and sharing of your information. This includes your ability to choose to control targeted advertising from ad networks and partners; data exchanges; and marketing analytics and digital advertising and marketing service providers by visiting the Digital Advertising Alliance
RIGHT TO ACCESS AND DELETE
As a California resident, you have the right: (a) to request access to categories and items of personal information about you that SLA collects, uses, discloses, and sells (up to two requests per year), and (b) to request that SLA delete personal information that we collect from you, subject to certain legal exceptions.
RIGHT TO REMOVE POSTED CONTENT
As a California resident, if you are under the age of 18 and are a registered user any SLA website, you have the right to request and receive removal of any content or information you have publicly posted on any such SLA website under California Business and Professions Code Section 22581.
SHINE THE LIGHT ACT
As a California resident, you have the right under California Civil Code Section 1798.83 (the “Shine the Light Act”) to request information concerning disclosure of your personal information by SLA to third parties for direct marketing purposes. SLA does not share your personal information with third parties for direct marketing purposes unless you permit SLA to do so.
PROCESS TO MAKE A REQUEST
To request an access or deletion under the CCPA as provided above, to request removal of posted content under California Business and Professions Code Section 22581 as provided above, or to request information concerning disclosure of your personal information for direct marketing purposes under California Civil Code Section 1798.83 please contact [email protected]
Your request should identify with reasonably detail the subject information to be accessed, deleted, removed or disclosed (as applicable). SLA must verify your identity or the identity of your authorized representative in order to fulfill a request. To do so, SLA may send you a link for the limited purpose of verifying your email address and may request additional information to enable SLA to verify your identity. SLA does not permit or engage in discriminatory treatment in connection with your exercise of privacy rights under any of the foregoing laws.
Please be aware that a removal request does not necessarily ensure complete or comprehensive removal of the content or information you may have posted and there may be circumstances under which the law does not permit or require such removal even if requested.